Millionaire Moves: Reclaiming Black Wealth, One Family at a Time

This isn’t just financial literacy—it’s a cultural revolution. Meet the movement turning strategy into security and dollars into dignity.
There’s something sacred about knowing your worth. And there’s something even more powerful about learning how to grow it, protect it, and pass it on.
For far too long, Black families have been locked out of generational wealth—not because we lacked brilliance, but because we lacked access. Because the systems weren’t designed for us to win. But now, there’s a shift happening. And at the front of that shift is Melanin Money—a platform turning financial strategy into freedom.
From Scarcity to Strategy
When Carter Cofield and George Acheampong came across a study projecting that Black wealth could hit zero by 2053, they didn’t panic. They planned.
They knew the reality: both men came from humble beginnings. Carter from a 3-bedroom house with nine people on the South Side of Chicago. George, from a similar struggle. But they also knew this—wealth is not just a number; it’s a mindset. And mindsets can be transformed.
So, they made a bold promise to the community: help 100,000 Black families build a net worth of at least $1 million each.
The goal? Close the racial wealth gap by $100 billion. And they’re well on their way.
Meet the Advisors You Didn’t Know You Needed
Together, Carter (a CPA) and George (a financial advisor) built Melanin Money to serve as a one-stop shop for wealth building—tax strategy, investment guidance, business planning, and real accountability.
But this isn’t just about theory. One of their clients—once on food stamps in 2018—is now worth over $5 million. With five children, she’s built a million-dollar legacy for each one.
That’s not a fluke. That’s the power of the right guidance.
Making It Make Sense—for Us
Where others speak in numbers, Carter speaks in truth. He breaks down Wall Street wisdom with real-world clarity. Think: explaining the stock market through a Jordan sneaker sale. Explaining taxes through everyday spending.
And it sticks. Because when people understand, they believe. And when they believe, they act.
“If you don’t find ways to make money while you sleep,” Carter says, “you’ll work until you die.”
That kind of wisdom doesn’t just spark action—it lights a fire.
First, We Shift the Mindset
Most people think wealth starts with income. But Melanin Money teaches that it starts with intention.
Their most powerful lesson? Pay yourself first. Not just with money—but with discipline, consistency, and vision. That simple shift—from reactive to proactive—has helped thousands move from surviving to thriving.
And they’re not just reaching the top. They’re bringing the community with them.
Wealth Feels Better in Community
Through free weekly classes, free content, and their Melanin Millionaire Club, they’ve taught over 22,000 people how to invest and build wealth—without gatekeeping.
They also lead by giving: from food drives in Cabo to scholarships, their foundation reinvests into the people who need it most.
Because this movement isn’t about flexing. It’s about freedom.
“People will do more for recognition than they will for money,” Carter explains.

“So we’ve built celebration into our strategy.”
At Wealth Weekend, their annual conference, clients aren’t just learning—they’re being honored. For building real wealth. For maxing out IRAs. For hitting 7-figure milestones. For choosing discipline over distraction.
Visibility with Purpose
They’ve been featured on national platforms, from Steve Harvey to Forbes. But they don’t lead with the press. They lead with impact.
“Whether we’re on a big stage or a quiet one, the mission is the same: 100,000 Black millionaires. That’s it. That’s the work.”
And the work is working.
Final Word:
This is more than financial literacy. It’s about ownership, pride, and power. It’s about shifting the cultural narrative—one family, one account, one mindset at a time.
And if you’re ready to take your first step? Start where thousands have already begun:
Check out the Melanin Money YouTube channel and begin building the wealth your last name deserves.